Buyers • October 29, 2026

Buying a Fixer-Upper

Buyers • October 27, 2026

How to Save Money to Buy a House

It’s no secret that buying a home is a serious financial undertaking, but aspiring homeowners are often left wondering what the methods behind the process actually look like. One of the telltale signs that you’re ready to buy a home is having substantial savings to use toward the purchase. The following information goes under the hood of the buying process to explain how much you need to save and some useful methods of saving money.

Making a Down Payment on a Home

The down payment is a large payment made by the buyer upfront to help fund the purchase of a home. Although a down payment of 20 percent of the home’s purchase price will avoid the need to purchase private mortgage insurance (PMI), down payments of this size are not the norm. According to the National Association of REALTORS®, in 2021, the typical down payment was seven percent for first-time home buyers and 17 percent for repeat buyers (NAR)1.

So, how long does it take to save up for the down payment? The answer is unique to each buyer. It depends on your needs as a homeowner, whether you have a deadline, and what you’re able to afford. Your mortgage will factor into the equation, too. Different mortgage types have different down payment requirements, with certain loan products requiring as little as 3% down to qualify. Remember that in general, a higher down payment equates to a lower interest rate and lower monthly payments for your mortgage.

To get an idea of what’s affordable, use our free Home Monthly Payment Calculator by clicking the button below. With current rates based on national averages and customizable mortgage terms, you can experiment with different down payment amounts to get estimates of your monthly payment for any listing price.

 

 

Adult man calculating finances in his home office as he prepares to buy a house

Image Source: Getty Images – Image Credit: damircudic

 

How to Save Money to Buy a House

No matter where your savings stand, these strategies can help to beef up your savings account as you prepare to buy a home.

  • Reduce Debt: Carrying extra debt can weigh you down throughout the home buying process. And even if you make progress on your savings, you’ll be stuck in limbo if you’re not able to qualify for a mortgage. Consider refinancing existing loans and explore ways to reduce credit card debt to set yourself up for success. This will also put you in a better position when you enter the pre-approval process for your mortgage.
  • Rethink Your Budget: Are your streaming subscriptions piling up? Is now the best time for that five-star vacation you had planned? Saving up to buy a home doesn’t mean you need to abandon all your leisurely expenses, but it is worth it to look at them from a new perspective to find ways you can save. It’s also a good time to examine your bills and self-audit your current living expenses.
  • Increase Your Savings: Once you go through your expenditures with a fine-toothed comb, you may find there’s ample opportunity to increase your savings. Regularly contributing to a high-yield savings account will put you on the fast track to pile up your extra funds and ensure that you’re setting them aside.
  • Additional Streams of Income: If you’ve ever thought of using your unique skills to generate some extra dollars, now is the time to act. Whether it’s teaching music lessons, offering tutoring classes, selling your handmade goodies at the local farmer’s market, etc., the extra revenue from a side hustle can help you purchase a home.

Budget for Additional Home Purchase Costs

Once you’ve got your head wrapped around the down payment and formed your saving strategy, you can shift your financial preparations toward the remaining costs of buying a home. Here are a few to keep in mind:

  • Closing Costs: Closing costs for buyers typically range anywhere between 2% and 6% of the home loan amount but vary by transaction.
  • Homeowners Insurance: Lenders will usually require that your purchase a homeowners insurance policy, which covers your home, your belongings, injury or property damage to others, and living expenses if you are unable to live in your home temporarily because of an insured disaster.
  • Repairs and Remodeling: The home you end up buying may very well be in need of repair, and you may have certain remodeling projects in mind. These costs can stack up quickly, so be sure to carve out ample room in your home buying budget accordingly.
  • Homeowners Association (HOA) Fees: If the home you’re purchasing is governed by a Homeowners Association (HOA), you will be required to pay monthly HOA fees on top of your existing mortgage monthly payment.

For more information on preparing to buy a house, visit our Guide to Buying a Home:

 

 


­­­­­­1: National Association of REALTORS® (2021) Profile of Home Buyers and Sellers

Featured Image Source: Getty Images – Image Credit: tdub303

Sellers • October 22, 2026

Home Features Buyers Want Most Right Now

What makes a home stand out to today’s buyers? While location, price, and square footage will always play an important role, the features people look for inside and outside a home are evolving. Buyers are increasingly prioritizing spaces that make everyday life easier, offer flexibility, and provide long-term comfort over purely aesthetic upgrades.

From energy-efficient improvements to functional layouts and outdoor living spaces, today’s most desirable home features reflect a growing interest in practicality and livability. Whether you’re preparing to sell, planning renovations, or beginning your home search, understanding what buyers value can help you make more informed decisions.

Here are the home features buyers want right now.

Flexible Spaces That Adapt to Everyday Life

As lifestyles and household needs change, buyers are looking for homes that can change with them. A dedicated home office is still appealing, but versatile rooms that can serve multiple purposes offer even greater flexibility.

A spare bedroom can double as a workspace, exercise room, or guest suite, while a finished basement can offer space for entertaining, hobbies, or additional living arrangements. Features like built-in storage, adaptable furniture, and thoughtful layouts make these spaces easier to customize without major renovations.

For buyers thinking about their long-term needs, having room to grow and adapt can be just as valuable as extra square footage.

Energy-Efficient Features That Lower Everyday Costs

Energy efficiency continues to be a priority for buyers looking to reduce utility costs and make their homes more comfortable. Improvements that help regulate indoor temperatures, conserve energy, and reduce maintenance expenses can make a property more appealing.

Energy-efficient windows, updated insulation, smart thermostats, and ENERGY STAR-rated appliances are among the features worth paying attention to. Some buyers are also interested in solar panels, EV charging capabilities, and other improvements that support more sustainable living. While these upgrades may require an upfront investment, they can offer long-term savings and make a home more attractive to buyers who are mindful of ongoing ownership costs.

Functional Kitchens with Plenty of Storage

Kitchens remain one of the most important spaces in a home, but buyers aren’t necessarily looking for the most elaborate finishes or expensive appliances. Functionality, storage, and a comfortable layout can matter just as much.

Walk-in pantries, deep drawers, pull-out shelving, and spacious countertops help make daily routines more efficient. Kitchen islands are especially appealing when they add preparation space, casual seating, or storage.

Natural light and a layout that allows people to move comfortably between cooking, dining, and gathering areas can also make a kitchen feel more inviting. Even smaller kitchens can leave a strong impression when they’re thoughtfully organized and designed to make the most of the available space.

Outdoor Living Spaces That Feel Like an Extension of the Home

Outdoor living remains an important consideration for buyers who want more opportunities to relax, entertain, and spend time outside. Patios, decks, covered porches, and landscaped yards can provide valuable additional living space without expanding a home’s interior footprint. Features such as outdoor dining areas, comfortable seating, fire pits, and low-maintenance landscaping can make these spaces even more appealing.

Not every property needs an expansive backyard to offer a desirable outdoor experience. A small courtyard, balcony, or thoughtfully designed patio can provide a welcoming retreat, particularly when it feels connected to the home’s indoor living areas.

Dedicated Laundry Rooms and Practical Storage

Some of the most sought-after home features are also the most practical. Buyers appreciate spaces that help keep everyday tasks organized and reduce clutter throughout the home.

Dedicated laundry rooms, walk-in closets, garage storage, and mudrooms can make a significant difference in how a home functions. A laundry room with shelving, cabinets, or a folding counter offers convenience, while an entryway with hooks, benches, and storage provides a designated place for shoes, coats, and bags.

Natural Light and Comfortable Living Areas

Bright, welcoming interiors have broad appeal, and natural light can make a home feel more spacious and comfortable. Large windows, skylights, and glass doors can help bring more daylight into living spaces while creating a stronger connection to the outdoors. Thoughtful window placement and unobstructed sightlines can also make smaller rooms feel more open.

Beyond natural light, buyers are looking for comfortable gathering spaces that support their everyday routines. Open-concept layouts remain appealing to some, while others prefer more defined rooms that offer privacy and separation. Ultimately, a well-designed floor plan that balances connection and functionality can be more valuable than following a particular layout trend.

Smart Home Technology and Security Features

Smart home technology has become increasingly accessible, and many buyers appreciate features that add convenience, efficiency, and peace of mind.

Smart thermostats, video doorbells, security cameras, and keyless entry systems are examples of technology that can simplify everyday routines. For buyers, the appeal often comes down to how easily these systems fit into daily life. Intuitive, reliable, and easy-to-maintain technology may offer more value than complicated systems with features that rarely get used.

Features That Support Long-Term Living

More buyers are thinking beyond their immediate needs and considering how a home might accommodate different stages of life. Main-floor bedrooms, full bathrooms on the first level, wider doorways, and step-free entrances can make a home more accessible and convenient over time. These features may also appeal to households planning for multigenerational living or accommodating visiting family members.

Accessory dwelling units (ADUs), separate guest suites, and flexible living arrangements can offer additional possibilities, whether for extended family, guests, or potential rental income where local regulations allow.

A home that offers flexibility for the future can provide lasting value, even when buyers don’t need every feature right away.

What Do Today’s Buyers Value Most?

While buyer preferences will always vary by market, budget, and lifestyle, one theme connects many of today’s most desirable home features: functionality matters. Buyers want homes that feel comfortable, make everyday routines easier, and offer the flexibility to accommodate changing needs.

For homeowners considering updates before selling, that doesn’t necessarily mean taking on an expensive renovation. Sometimes, improvements like better lighting, additional storage, refreshed outdoor spaces, or simple energy-efficient upgrades can help highlight a home’s existing strengths.

Design • October 20, 2026

Where to Use Wallpaper in Your Home: 8 Ideas Beyond the Accent Wall

Wallpaper can transform a room in ways paint simply can’t. From subtle texture to bold pattern, the right wallcovering can add depth, personality, and a sense of intention to nearly any space in your home. And today’s wallpaper isn’t limited to a single statement wall. Homeowners and designers are finding creative ways to use wallpaper on ceilings, in small spaces, throughout entire rooms, and even in unexpected corners of the home.

Whether you’re planning a major renovation or looking for a smaller design project, here are some of the best places to use wallpaper in your home.

1. Make a Statement in the Powder Room

If you’re not ready to commit to wallpaper in a larger living space, a powder room is one of the best places to start.

Because half baths are typically small and separate from the home’s main living areas, they offer an opportunity to take more design risks. A botanical print, rich color, geometric pattern, or scenic design can turn an otherwise practical room into one of the most memorable spaces in your home.

Rather than limiting wallpaper to one wall, consider covering the entire room for a more immersive effect. Pair a busier pattern with a simple vanity and mirror, or pull a color from the wallpaper into your towels, fixtures, or other details to tie the room together. In bathrooms with showers and tubs, be mindful of moisture and ventilation. Look for wallcoverings specifically designed to withstand humid environments.

2. Give Your Mudroom or Entryway More Personality

Mudrooms and entryways are hardworking spaces, but practical doesn’t have to mean plain. Wallpaper can bring warmth and character to an entryway while helping establish the design style of your home from the moment you walk through the door. In a mudroom, pattern can also provide a playful backdrop for built-in benches, hooks, baskets, and storage.

If the space gets a lot of traffic, consider placing wallpaper above wainscoting, paneling, or another durable wall treatment. You’ll still get the visual impact of wallpaper while protecting the lower portion of the walls from shoes, bags, pets, and everyday wear.

3. Look Up: Wallpaper the Ceiling

The ceiling is sometimes called the “fifth wall,” and it’s becoming an increasingly popular place to make a design statement.

Wallpapering the ceiling draws the eye upward and can completely change how a room feels. A subtle print can add interest without competing with the rest of the décor, while a bold pattern can turn the ceiling into the room’s focal point.

Bedrooms, dining rooms, home offices, and powder rooms are all great candidates. You can also continue the same wallpaper from the walls onto the ceiling for a cozy, enveloping look. If your home has interesting architectural details like a tray ceiling, sloped ceiling, or recessed area, wallpaper can help highlight those features rather than letting them disappear into the background.

Source: Home and Gardens

4. Add Warmth to the Kitchen or Breakfast Nook

Wallpaper may not be the first material that comes to mind for a kitchen, but it can soften a room filled with cabinetry, countertops, tile, and appliances.

A breakfast nook or dining area is an easy place to introduce it. Wallpaper can visually distinguish the space from the rest of the kitchen while making it feel warmer and more inviting. There are also opportunities to use wallpaper in areas away from sinks, ranges, and other high-splash zones. Try it above a chair rail, around a built-in banquette, or on an open wall that needs a little more character. For a smaller dose of pattern, wallpaper can even be used along the back of glass-front or open cabinetry.

Source: HGTV

5. Transform a Closet, Pantry, or Laundry Room

Some of the most fun places to use wallpaper are the ones guests may never see. Closets, pantries, and laundry rooms are increasingly being treated as thoughtfully designed spaces rather than purely functional ones. Adding wallpaper is a relatively simple way to give these smaller rooms personality.

Try a cheerful pattern behind laundry room shelving, a classic print in a walk-in closet, or wallpaper above pantry countertops and cabinetry. Since these spaces tend to have limited square footage, they’re also a good place to experiment with a pattern or color you might hesitate to use throughout an entire bedroom or living room. Even a small amount of wallpaper can make an everyday task feel a little less ordinary.

6. Rethink the Accent Wall

The accent wall remains an approachable way to experiment with wallpaper, especially in larger rooms. But instead of choosing a wall at random, think about what you actually want to highlight.

Wallpaper can frame the wall behind a bed, define a dining area in an open floor plan, draw attention to a fireplace, or create a backdrop for built-in shelving. A mural or large-scale scenic wallpaper can even function like an oversized piece of art.

For a more current take on the traditional accent wall, consider how the wallpaper connects to the rest of the room. Repeating colors, textures, or patterns elsewhere can make the feature feel intentional rather than separate from the overall design.

Source: Home and Gardens

7. Create an Immersive Bedroom

Wallpaper doesn’t always need to be the loudest element in a room. In a bedroom, it can help create a softer, more layered atmosphere. Textured wallcoverings such as grasscloth can add warmth and dimension without introducing a strong pattern. For something more decorative, traditional florals, stripes, and understated murals can create a cozy backdrop.

Instead of stopping behind the headboard, consider wallpapering all four walls. Keeping furnishings and bedding relatively simple can balance the pattern and make the room feel collected rather than busy.

8. Use Wallpaper to highlight Architectural Details

You don’t have to cover an entire wall to make wallpaper worthwhile. Small architectural features can provide the perfect place for a little pattern. Try wallpaper inside an alcove, behind built-in bookshelves, along the back of a cabinet, or within a recessed nook. These applications add an unexpected layer of detail and can help custom features stand out.

Wallpaper can also revive older built-ins without replacing them entirely. Paired with fresh paint or updated hardware, a wallpapered cabinet interior or bookshelf can make an existing feature feel much more intentional.

Choosing the Right Wallpaper for Your Space

Before choosing a wallpaper based on pattern alone, think about how the room is used.

High-moisture or high-traffic areas may call for washable, vinyl, or moisture-resistant options, while bedrooms and dining rooms offer more flexibility for delicate papers and natural materials. Peel-and-stick wallpaper can also help experiment with a look before making a longer-term commitment.

Scale matters, too. A large pattern can make a dramatic statement, while a smaller repeat or textured wallcovering may work better when you want something subtle. Bring home samples and look at them throughout the day to see how natural and artificial light affect the colors and details.

Most importantly, choose something that feels at home with the rest of your space. Wallpaper is an opportunity to add personality, but the best designs still feel connected to the architecture, furnishings, and character of the home.

Whether you start small with a powder room or go bold with a wallpapered ceiling, a little pattern can go a long way toward making your home feel more personal, layered, and uniquely yours.

 

Real Estate News & Information • October 15, 2026

Local Market Update – October 2026

September brought a mixed picture across our four markets, but, overall, homes are taking longer to sell and more are requiring a price adjustment, a clear sign that the competitive urgency of recent years has given way to a slower, more deliberate market. For buyers, that means genuine negotiating power. For sellers, it means pricing accurately from day one matters more than ever.

KING COUNTY

King County’s median residential sold price bounced back in September, rising 3% from August to $949,975, essentially flat year over year. Active listings were up 36% from a year ago, while closed sales fell 8% and pending sales dropped 14%—a sign that buyer activity cooled from last year’s pace. Homes also took longer to sell, with just 54% going under contract within 30 days, down sharply from earlier in the summer. Heading into fall, it’s a market that will reward sellers who price to today’s conditions from the start. In the condo segment, the median price fell 6% year over year to $496,000, as active listings grew 21%.

SEATTLE

Seattle posted the region’s strongest rebound in September, with the median residential sold price climbing 4% from August to $960,000, down just 2% year over year. It also held onto the most competitive edge of our four markets: 24% of homes sold above asking and 63% sold within 30 days, both the strongest and fastest figures regionally. Even so, closed sales (-7%) and pending sales (-10%) both fell year over year, a reminder of reduced buyer activity over the summer. The condo market saw the median price rise 1% from a year ago to $530,000 and active listings rose 14%.

EASTSIDE

The Eastside crossed a notable threshold in September, with 4.1 months of available inventory tipping the market advantage toward buyers. The median residential sold price fell to $1,425,000, down 10% year over year, the steepest decline regionally, though only a modest 1% pullback from August. Active listings were up 49% year over year, closed sales slipped 5% and pending sales dropped 17%, and just 11% of homes sold above asking. Buyers have clear leverage here, and sellers will need to lean harder into pricing and presentation to compete. Eastside condos followed similar trends: the median price fell 18% year over year to $600,000, even as active listings grew 28%.

SNOHOMISH COUNTY

Snohomish County’s median residential sold price held essentially flat year over year at $750,000, easing 2% from August. Active listings rose 45% year over year, while closed sales fell 8% and pending sales dropped 17%. Just 12% of homes sold above asking, while 52% sold only after a price reduction, the highest share regionally, a clear signal that accurate pricing from the start is critical. Still, over half of homes sold within 30 days, showing buyers remain willing to act when a home is priced right. The county’s condo segment stood out, with the median price up 2% year over year to $489,950.

LOOKING AHEAD

Mortgage rates have climbed above 7%, a reversal from the plateau many had expected and a headwind that will likely keep some buyers on the sidelines this fall. That said, rate movements haven’t stopped homes from selling—they’ve just changed the terms of negotiation. For buyers, the season’s slower pace and growing inventory open a real window to negotiate, particularly on homes that have already seen a price cut. For sellers, the path to a strong sale runs through accurate pricing and presentation from the first day on market. An experienced Windermere advisor can help you read the specific conditions in your neighborhood and time your move accordingly.

Read more.

Design • October 13, 2026

Designing Your Rental To Feel Like Home

When you own your living space, it’s natural to feel attached to every square inch. But for renters, creating that sense of ownership is a unique challenge. Whatever limitations you face as a renter in how you’re able to make alterations, it’s no less important to your home life for your space to convey a sense of ownership and self. To make a rental unit feel a bit more like home, we collected a few ways to imbue your abode with your own spirit, without risking your security deposit.

Designing Your Rental to Feel Like Home

Storage

Sufficient storage space is a common shortcoming of rentals, leaving renters in a position where they either need to invest in a public storage space or get creative at home. But even getting creative at home can be tough, since most rental properties have limitations on what renovations and customizations renters are able to make, especially if the property is governed by a Homeowners Association (HOA).

So, what’s a renter to do? Add some simple, no-to-low damage shelves to make room for décor accents, accessories, and house plants that reinforce your design choices.

Shop around for freestanding bookshelves, baskets, or use under-the-bed storage bins to free up additional space and declutter the areas of your home where items are stacking up. Search for furniture that doubles as storage, like an open-top ottoman or a side table with a drawer or shelf.

Blinds and Curtains

How you decorate your windows can greatly personalize your rental. Consider swapping out your blinds for curtains to add a splash of color and a more regal aesthetic to your living space. But don’t be too quick to throw away your blinds—you may not get your entire security deposit back! Before making these kinds of changes, or adding hardware like curtain rods, be sure to ask your landlord for permission.

 

A young man relaxes in the living room of his rental looking out his window with beige curtains and house plants around him

Image Source: Getty Images – Image Credit: Adene Sanchez

 

Accessorize

When decorating, it’s the smaller things like pillows, throws, candles, and books that will really tie your home together and make it feel unique to you. If you’re able to change your light fixtures, it can make a world of difference. Find the right lighting by thinking about what temperature of light appeals to you, and whether you want accent, task, or ambient lighting.

Gallery Wall

Hanging up your art collection with hooks and nails can damage the walls, so be sure to use a stud finder to make the process of creating a gallery wall easier. And besides, when you’re preparing to move out, a few hanging holes from nails and screws is nothing that a little spackling paste, a putty knife, some sandpaper, and a new coat of paint can’t fix.

Again, ask your landlord before you add any holes in the home. When you’re touring, ask the landlord to keep the existing holes in the walls so you can use them, or ask if you can get the paint color information so you can patch and make touch ups yourself. Many landlords keep matching wall and trim paint on hand for such instances.

 

A young man relaxes in the living room of his rental looking out his window with beige curtains and house plants around him

Image Source: Getty Images – Image Credit: KatarzynaBialasiewicz

 

Carpet and Flooring

If your flooring is worn, cracked, or damaged in any way, there’s likely little you can do to replace it other than documenting the damage and running it up the flagpole. Fortunately, you have carte blanche to decorate with carpeting as you please. Carpets also serve as a protective layer to avoid further damage to your floors during your tenancy.

Bolder rug materials like shag, tufted cotton, and wool will automatically make your space cozier. If your choice in carpeting is more driven by style, consider vibrant colors, bold patterns, or geometric area rugs to spice things up.

For more tips on home design, read our blog post on Colorful Modern Design Trends for Your Home.

 


­­­­­­Featured Image Source: Getty Images – Image Credit: Capuski

Sellers • October 8, 2026

Strategic Investments to Increase Home Value and Market Appeal

When it’s time to sell your home, one of the biggest questions is how to make it as appealing as possible to today’s buyers. While market conditions, location, and timing all play a role, the updates you choose before listing can make a meaningful difference in both your selling price and how quickly your home goes under contract. The key is knowing where to invest your time and money. Not every project pays off, but some smart upgrades can give your home a competitive edge, help it stand out in online listings, and create the kind of first impression that gets buyers excited.

Here are some of the most impactful ways to invest in your home before putting it on the market.

Fresh Paint and a Neutral Palette

Few improvements have a more substantial return on investment than paint. A fresh coat instantly refreshes a space, making it feel clean, updated, and well-maintained. Neutral tones for interiors, such as soft grays, light beige, and crisp whites, appeal to the broadest audience and allows buyers to envision their own style in the home. It’s crucial not to overlook trim, doors, and even ceilings, as these small details help create a polished, move-in-ready feel. And if your front door could use a pop of personality, consider a bold, welcoming color that complements the rest of the exterior.

Curb Appeal That Counts

Buyers often form an impression before they even step inside. Landscaping, exterior lighting, and simple maintenance go a long way toward making your home inviting. Think trimmed hedges, fresh mulch, pressure-washed walkways, and a tidy lawn. It’s also smart to ensure outdoor areas are safe, from repairing uneven paths to addressing any obvious hazards.

Adding planters with seasonal flowers, updating house numbers, or swapping out an old mailbox can elevate your home’s appearance without requiring a significant investment. For buyers scrolling through listings, that curbside charm can be a deciding factor that gets them to schedule a showing.

Kitchen and Bathroom Touch-Ups

Kitchens and bathrooms continue to be high priorities for buyers, but you don’t need to take on a full remodel to make an impact. Small upgrades like replacing outdated cabinet hardware, installing new light fixtures, or swapping in modern faucets can transform the look of these spaces.

In the kitchen, consider updating your backsplash with a clean, timeless tile or refreshing worn countertops with a durable surface. In bathrooms, regrouting tile, caulking any cracks, replacing mirrors, or updating vanities are simple ways to modernize without overspending.

Flooring Matters

Floors are often one of the first things buyers notice when touring a home. If your carpets are worn or stained, professional cleaning or even replacement can make a big difference. Hardwood floors are especially appealing and refinishing them is often more cost-effective than replacing them.

For areas where replacement makes the most sense, consider durable and stylish options like engineered wood or luxury vinyl plank. Consistent flooring throughout the main living areas can also help a home feel more spacious and cohesive.

Energy-Efficient Features

Today’s buyers are increasingly focused on efficiency and sustainability. Investments like LED lighting, programmable thermostats, and updated appliances not only lower utility bills but also signal to buyers that the home is modern and thoughtfully maintained.

If your budget allows, new windows or improved insulation can add value while appealing to environmentally conscious buyers. Highlighting these upgrades in your listing helps showcase both comfort and cost savings.

Decluttering and Staging

Sometimes the most impactful upgrade isn’t about new finishes, it’s about presentation. Decluttering each room, minimizing personal items, and rearranging furniture to optimize space can dramatically change how buyers perceive your home. And the best part? It’s completely free.

Professional staging takes this one step further, creating a warm and welcoming atmosphere that helps buyers envision living in the space. Even small touches, like fresh flowers, cozy throws, and well-placed artwork, can make your home feel more stylish, comfortable, and truly move-in ready.

Making Smart Choices

The goal of any pre-sale investment is to spend strategically, choosing projects that increase appeal without overextending your budget.

At Windermere, our agents are experts at helping sellers decide which upgrades matter most. From recommending paint colors to connecting you with trusted contractors, we’re here to make sure you get the best return on your investment. Through our Windermere Ready program, we can even front the cost of improvements like painting, landscaping, cleaning, and staging so your home shines its brightest when it hits the market. With concierge-level service and no payments due until closing, it’s a simple way to maximize your home’s value and sell faster.

Ask me about it!

Living • October 6, 2026

Your Fall Home Maintenance Checklist

The leaves changing color is a sign that you may have some fall home maintenance tasks to tackle. With summer in the rearview and colder temperatures ahead, being proactive now will keep your home in pristine condition throughout the autumn days and nights. We’ve compiled a list of several tasks to tackle around your home this fall.

Fall Home Maintenance Checklist

Clean Gutters

Water damage can spell serious trouble for homeowners. And with many climates experiencing additional rainfall this time of year, it’s time to prepare accordingly.

  • Start by ensuring that gutters and downspouts are functioning properly. (Don’t attempt this task yourself if you have a multi-story house with a steep roof; hire a professional instead.)
  • If your home is surrounded by trees, you may need to clean out your gutters a few times a year, especially in the fall. Check to make sure your gutters are flush with the roof and attached securely, repairing any areas that sag or sections where the water can easily collect and overflow.
  • Clean out the gutters and downspouts, checking that outlet strainers are in good shape, and are firmly in place. Finally, check that your downspouts direct water away from your house, not straight along the foundation.
  • If you haven’t already, you may want to consider installing gutter guards. Gutter guards create a barrier so water can get through to your gutters, but debris can’t, limiting gutter buildup (and the time you spend cleaning out your gutters). There are DIY installation kits available, or you can always hire a professional to install a gutter guard system.
  • If you have a sump pump under your house, now is a good time to test it. Run a hose to make sure draining water travels directly to the pump and that the pump removes the water efficiently and expels it well away from the foundation. For more information about how sump pumps work, go to howstuffworks.com.

Check for Leaks

The best opportunity to catch leaks is the first heavy rain after a long dry spell, when roofing materials are contracted. Check the underside of the roof, looking for signs of moisture on joints or insulation. Mark any leaks that you find and then hire a roofing specialist to repair them. Waiting for leaks to show up on your ceiling is a recipe for disaster. By then, it’s too late to act; insulation and sheet rock will have already sustained damaged, and you could have a mold problem on your hands.

Don’t forget the basement. Check your foundation for cracks, erosion, plants growing inside, broken windows, and gaps in the window and door weatherstripping.  Make sure to properly seal any leaks while the weather is nice. This will ensure materials dry properly.

Fall Home Maintenance: Pest Prevention

Rodents are determined and opportunistic, and they can do tremendous amounts of property damage (and endanger your family’s health). As temperatures cool, take measures to prevent roof rats and other critters from moving in. Branches that touch your house and overhang your roof are convenient on-ramps for invaders, so trim back branches so they’re at least four feet from the house. If you do hear scuttling overhead or discover rodent droppings in your attic, crawl space or basement, take immediate action.

Maintain Your Heating and Cooling Systems 

Preventative maintenance is especially crucial for your home’s heating and air-conditioning systems. Fall is a smart time to have your systems checked and tuned up if necessary. Don’t wait for extreme temperatures to arrive when service companies are slammed with emergency calls. Between tune-ups, keep your system performing optimally by cleaning and/or replacing air filters as needed.

If you have a wood-burning fireplace, a professional inspection and cleaning will help prevent potentially lethal chimney fires and carbon monoxide poisoning. Even if you don’t use your fireplace often, always keep a supply of dry firewood or sawdust-composite logs so you have a backup heat source in an emergency.

Insulate & Seal Your Home

Insulating your home is a cost-efficient investment, whether you’re trying to keep the interior warm in the winter or cool in the summer. Aside from more major improvements like energy-efficient windows and insulation, there are some quick fixes and projects that you can tackle DIY.

If an exterior door doesn’t have a snug seal when closed, replace the weather stripping; self-adhesive foam stripping is much simpler to install than traditional vinyl stripping. If there is a gap under the door (which can happen over time as a house settles), you may need to realign it and replace the vinyl door bottom and/or door sweep. Air also sneaks inside through electrical outlets and light switches on exterior walls. Dye-cut foam outlet seals placed behind the wall plates are a quick and inexpensive solution.

 


­­­­­­Featured Image Source: Getty Images – Image Credit: svetikd

Buyers • October 1, 2026

How Much Does It Cost to Rent a Home? 10 Expenses to Expect

If you’re not quite ready to buy a house, renting may be the right choice for the time being. Though renting can be the more affordable option, being a tenant in someone else’s home still comes with its own unique set of costs. From application fees and security deposits to parking, utilities, and moving expenses, there are several costs to account for before signing a lease. Here are ten common rental expenses to include in your budget.

10 Costs of Renting

1. Renting Application and Screening Fees

One of the first expenses you’ll run into is a rental application fee. Landlords and property managers often use these fees to cover the cost of reviewing your application, verifying your income and rental history, and obtaining a credit or tenant-screening report.

2. Security Deposit

Similar to making a down payment on a house, a security deposit is a large upfront expense that solidifies your application. They are intended to protect the landlord against unpaid rent or damage beyond normal wear and tear. The amount may be a flat fee or based on the monthly rent, depending on the property and local laws. Fortunately, they are generally refundable if you follow the terms of your lease and leave the home in good condition. Make sure to review your lease carefully and document the home’s condition with photos or videos before moving in.

3. Pet Deposits and Monthly Pet Fee

Finding a rental that welcomes pets can sometimes be a challenge. Some landlords forbid pets altogether, while others typically require that you pay a pet deposit and/or an additional monthly pet fee on top of your rent. The amount may vary based on the number, type, or size of your pets. Before signing the lease, confirm which charges are refundable and whether the property has any breed, size, or number restrictions.

If your next move could include purchasing a home, consider these tips for buying a home with your pets in mind.

4. Monthly Rent

Rent will typically be the largest portion of your monthly housing expenses. Although 30% of gross income is often used as a general budgeting benchmark, the amount you can comfortably spend depends on your income, debt, transportation costs, saving goals, and other daily expenses. Make sure you understand when rent is due, which payment methods are accepted, whether they carry processing fees, and how late fees are calculated.

5. Parking

Your parking costs will depend on the type and location of your rental. If you live in a condo or apartment building, a reserved parking space or garage may require an additional monthly fee. Street parking may also come with expenses such as residential permits, meters, or garage rentals. If your new home is farther from work, school, or public transportation, remember to consider the potential increase in fuel, transit, or rideshare costs when comparing properties.

6. Utilities

Utilities are another significant chunk of your recurring expenses as a renter. Before signing a lease, ask which utilities are included in the rent and which ones you will be responsible for paying. Common expenses include electricity, natural gas, water, sewer, and garbage collection. Your costs can change throughout the year, especially if you pay for heating or cooling.

If your bills are too high, audit your energy consumption to find more affordable ways of using it.

7. Internet, Cable, and Other Monthly Services

Internet service is an essential household expense for many renters, especially those who work from home. Depending on the property, you may need to pay for equipment rental, professional installation, or an activation fee in addition to your monthly bill.

Your rental may also charge separately for services or amenities such as package delivery, pest control, storage, laundry, fitness facilities, or common-area maintenance. Ask for a complete list of required recurring fees so you can compare the true monthly cost of different rentals.

8. Renters Insurance

Not only is obtaining renters insurance vital to protecting yourself as a renter, but it’s also usually required by landlords and property management companies. Renters insurance helps protect your personal belongings against certain covered losses, such as theft, fire, or water damage. Fortunately, renters insurance policies are very affordable, usually around $15 to $20 a month.

9. Moving and Setup Costs

Whether you hire professional movers or rent a truck and handle the move yourself, relocating comes with its own set of expenses. Moving supplies, transportation, fuel, temporary storage, utility setup, cleaning, and time away from work can all add to the total.

You may also need to purchase furnishings, window coverings, cleaning supplies, or other household essentials after moving in. Planning these expenses ahead of time can make your transition easier. It might help to use a moving checklist to organize each stage of the process.

10. Lease-Related Fees and Potential Charges

A lease may include additional charges that are easy to overlook. Depending on the property, these could include administrative fees, payment-processing fees, lockout fees, lease-renewal fees, early-termination charges, or fees for replacing keys, parking permits, or building-access devices.

You could also be responsible for certain maintenance tasks, such as lawn care or snow removal, when renting a single-family home. Read the lease carefully and ask the landlord or property manager to explain every required fee before you sign.

Learn more about the pros and cons of renting vs. buying a house:

Renting vs. Buying: Which is Better for You?

Homeownership • Living • September 29, 2026

How to Winterize Your Waterfront Property

After the long days of summer have come and gone and fall is ending, it’s time to begin preparations for winterizing your home. When temperatures begin to dip, your lakeside cabin, seaside cottage or mountain lodge will need some extra TLC to make it through the colder months until spring comes around again. Whether your waterfront property is your vacation home or a primary residence, it’s important to properly winterize it in order to avoid potential damage and to save you time and money.

Pipes and Plumbing

Burst pipes are often the cause of water damage. Prevent a water damage emergency at your waterfront property this winter by being proactive.

If your waterfront home is your summer getaway, then disconnect your hoses from outside pipes to prevent them from freezing and breaking. If you plan to turn the heat off for the winter, turn off your main water supply and open your faucets. Any water left in your hoses can cause damage, so be sure to drain the hoses connected to your dishwasher, washer, and any other appliances.

If you’ll be calling your waterfront property home for the winter, thoroughly inspect the insulation for both your interior and exterior pipes. Any areas where insulation is lacking could lead to a cracked pipe, which has the potential to cause serious damage and could end up costing a significant amount of money to repair.

Roof and Gutters

Properly winterizing your roof and gutters will help to avoid a buildup of rain, snow, or debris turning into a structural issue. For homeowners with a shingle roof, this is the time to check your roof for any signs of damage and make repairs accordingly. Cracked shingles can be carried off by high winds, torn off in a winter storm, or may fall to the ground after being struck by a fell branch, leaving your roof vulnerable to leaks.

This is especially important if you will be away from your waterfront property all winter. Since you won’t be around, you may not be aware that your roof has been damaged until it’s too late.

For metal roofs, check to make sure everything is screwed down tight. Clear your gutters of leaves and debris. The heavier your gutters become, the more prone they are to leaks, and could potentially rip away from your roof. Keep your gutters clear throughout the winter. Any blockages of leaves, twigs, or ice could lead to a leak, damaging your walls and insulation.

Other Areas

Once your plumbing, pipes, roof, and gutters are properly winterized, look to other areas of your property to prepare for the winter ahead. Check all windows and doors to identify any air leaks. If you identify a leak, be sure to patch it before you take off for the winter—or if you’re staying in the home for the season, before temperatures start to dip. Inspect your home’s insulation and weather stripping and make replacements as needed.

Bring your patio furniture inside and store them in a safe space to keep them in good condition until spring. Inspect your boat lift and dock. Consider investing in a bubbler or agitator system to keep ice away from your dock if you’re expecting freezing temperatures throughout the winter. Follow proper winterizing guidelines for your boat and any other watercraft you have before covering them or placing them in winter storage.

For more tips on home maintenance throughout the seasons and much more, visit the Living section of my blog.